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Differences And Benefits Of Apartment Vs House In Nepal

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Brief History

Before analyzing differences and benefits between Apartments and houses, let us first know about history of real estate in Nepal. Nepal, a small landlocked country, has its own traditional values and practices. Real estate is not an exception, Nepal has its own traditional practices in real estate too. When we talk about Nepal, generally we know the country with small traditional houses. However, in the last decades, things have been changing due to rapid urbanization. With these changes comes Housing and Apartments into action.



When a person buys a house, he becomes the sole owner of the property and can live and do whatever he wants with it, as well as paying any taxes to the government. He is in charge of all major repairs and restorations, but he also has the authority to make changes to his liking.

He must, however, shave the grass in his lawn and because no one takes care of their plants, else is responsible for their property. Despite the fact that a house is more expensive, one gets the joy of owning a home that he can easily pass on to his children later in life.


Apartments are a result of population density in cities and metropolises when open space is in short supply. Apartments are a collection of living units built one on top of the other and side by side to conserve space. The landlord is the individual who constructs these dwelling units and sells or leases them out to those who want to live in them.

You have the right to live in an apartment for as long as you like, but the property stays in the landlord’s name. You do not have the freedom to make any changes without first obtaining permission from the landlord. Taxes, on the other hand, are the responsibility of the landlord, who collects them annually from you. You won’t get as much privacy as you would in your own home, but you will have access to shared amenities such as a terrace and a swimming pool.

What Are The Differences Between Apartment and House?

A personal living unit, whether it is an apartment or a house, is everyone’s goal. Typically, in Nepal people live in a joint family until marriage, and it is only after marriage that they consider starting a family and purchasing a home.

However, many city dwellers live in apartments because of the comforts apartments give that a house does not. Both an apartment and a house are living quarters that include bathrooms and bedrooms. There are, however, far too many distinctions to dismiss. These distinctions will be discussed in this article to assist people in deciding whether to live in an apartment or a house.

Is it better to rent House or Apartment?

Generally, in Nepal, people like to rent flats in houses. The reason behind it is they are way too cheaper. However, people might not get all the facilities that they can get elsewhere. In the city area, more and more commercial activities are now attracted due to the increase in population and opportunities. Hence, commercial businesses are more likely to rent houses for their businesses.

However, slightly expensive than flats in houses, corporate employees and the people who want peace, prefer apartments. Furthermore, people can get more facilities in apartments like better security, a better community, and other various amenities in Apartment.

So, it depends on people’s incomes and way of living, whether to rent a flat or an apartment.

Now let us come to the topic, “apartment VS house” in Nepal, to further acknowledge apartments and houses.

The Benefits of living in “Apartment Vs House”

The discussion about whether to live in, “apartment vs house” has been going on for a long time and will continue further. Nonetheless, more people, are now indulging in hectic work life and sophisticated living. Hence, the advantages of living in an apartment are clear. Whereas, people who depend upon each other for living, like to live in a house together. It has its own advantages which we cannot neglect.

It’s wise to examine the advantages and disadvantages while picking where to settle. Once you’ve done that, it might surprise you how many benefits both’ apartments and houses have to offer.

Let’s look at 8 reason how we benefit from “House or Apartment”.

1. Maintenance Of “House Vs Apartment”

What do you think, which one is simple to maintain “Apartment vs House”?
The ease of maintenance is one of the most compelling reasons to move into an apartment. Your to-do list is non-existent when you don’t have to worry about property maintenance. However, you will have an extra burden of maintenance in individual houses.

Homeownership entails accountability for all repairs, yard work, preventative maintenance, and associated costs. Even if you hire someone to do it for you, you will still be charged a significant cost.

You don’t have to worry about it if you live in an apartment. The apartment staff handles all your maintenance work and daily chores. If you have a problem, all you have to do is pick up the phone and call property maintenance.

2. Cost Of Buying “House Vs Apartment”

Many individuals complain that apartment cost is sometimes more expensive compared to buying a house. But in reality, they aren’t seeing the big picture.

In Nepal, when you buy a property, either you should have a lump sum or have to take a loan. Nepal having the most middle-class population having a lump sum is quite impossible. So, a loan or mortgage from Financial Institutions is an option. Provision for interest, taxes are some of the costs that matter owing house.

Then there are the greater utility bills to consider. Heating and cooling a large home, watering the lawn, and paying for maintenance all cost more.
A minimal deposit is all that is required to move into an apartment. Owing apartments are less expensive than owning homes.


3. Security in “House Vs Apartment”

When weighing the advantages and disadvantages of an apartment against a house, safety should always come first.

Which one is more secure, “Apartment vs House”?
Living in a multi-unit building provides enhanced security that you won’t find in a house. Gated communities, controlled access, security cameras, and extra fire protection are all common features of many apartment complexes.

Neighborly proximity is also a significant safety benefit. They’ll be better able to hear if something unusual happens. And they’ll have more time to contact the police.

Apartment living is ideal for those who live alone, working people, and who like to live in peace. However, in Nepal, living in a joint family also ensures security as more members are there. During the time of medical emergencies and other problems, your own family is more secure to depend upon.

"Apartment vs House" Security

4. Amenities in “House Vs Apartment”

The benefits of apartment living are difficult to top. Apartments have several benefits that are not available in most homes. Recreation and convenience outside your door.
Clubhouses for large gatherings, playgrounds, fitness facilities, smart homes, and swimming pools are a few of the amenities available. While these elements can be built into a home, the cost can be prohibitive for most budgets. So, here apartment is the clear winner when we consider “Apartment vs House”.


5. Time Saving “House or Apartment”

Time is one thing that most of us never seem to have enough of. Anything you can do to gain extra time in your day is worthwhile. And, apartment living will provide you with that.

You won’t have to worry about keeping the yard in good shape or fixing things around the house. Your commute will be shorter if you reside in a complex that is closer to work.
All this frees up a lot of time. Your weekends are free to spend with family or your favorite activities.

You can always make more money, but you can’t get your time back. It’s priceless to have a way of life that provides you the gift of time.

6. Flexibility In Movement

People need flexibility in everything, don’t they?
Apartment living is for you if you don’t like being confined to one location. When deciding between an apartment and a house, an apartment allows you the flexibility to move whenever you choose.

Short-term leases are available in many units. These lease agreements might be for three, six, or twelve months.

However, in the case of a house, once you’ve committed to a mortgage, you’ll have to invest time and money. You also have to consider how to acquire enough money out of your house to pay off the mortgage you still owe.

Apartment living eliminates the stress and inconveniences of relocating.

7. Excellent Community

Who doesn’t like to be in a community full of activities and social gatherings? Although a close community can form in a residential neighborhood, owing to a house. The chances of it happening in an apartment complex are higher. Apartment living fosters community by putting you in near to your neighbors. It also gives you plenty of opportunities to spend time together.

Even if you live near to your neighbors, many apartment complexes will go above the community. Apartment barbecues and parties provide an opportunity for everyone to get together, bumping into each other in the gym or other amenities gives you more chances to get to know your neighbors.


8. Increase Your Savings

Living in an apartment comes with the added benefit of being able to save money for the future.

The cost of maintaining a home makes saving for a “rainy day” more difficult. Living in an apartment allows you to save more money because your expenses are lower.
For you, this opens up a whole new universe of possibilities. Whether you want to send your kids to college, travel more, or prepare for retirement. Living in an apartment will put you on the right financial track.

Between Apartment and House, there is a clear winner.

It is easier to live in an apartment in case of savings. You’ll have peace of mind knowing you’re making the best decision for your family. Now that you’ve seen the clear winner between apartment and house.


So, as per our discussion, the apartment is a clear winner here in Nepal. However, it still depends on the context and situation in which the family is. Still, people believe in living together in separate houses or homes. Most Nepalese youngsters are living with their families on the outskirts of the city. However, City Dwellers might prefer an apartment, peaceful and sophisticated life.

So, are you looking for a new place to call home in Nepal? Get in touch with us right away. We will be pleased to answer any questions you have and assist you in finding the ideal location for you.

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